Private loans are eligible for 12 months of forbearance for the life of the loan(s) term, which is given in six-month increments. You obtain your first six-month forbearance by mailing in a forbearance application. The last six months require additional information to be sent in along with the forbearance application. The information required is a copy of your most recent tax returns, W-2, and detailed list of revenue and expenses. Your application will be denied without these three pieces of information.

Download a forbearance form